Half of the month of November has passed and a large number of pensioners have deposited their life certificates in banks. There are about 69.76 lakh pensioners of the Central Government. Whereas so many pensioners are from state government and other institutions. Pensioners who have not yet submitted their life certificate can easily submit their life certificate sitting at home. Pensioners can submit their life certificate in these 5 ways.
face authentication
The government provides the facility to pensioners to use face authentication technology to submit life certificate. Pensioners can easily submit their life certificate using Android smartphones. Digital Life Certificate (Jeevan Pramaan) is a biometric-enabled digital service designed for pensioners of Central or State Government agencies, Employees Provident Fund Organization or any other government organization. Pensioners can download Aadhaar Face RD (Early Access) from Google Play Store and install it on their Android smartphones. They will also have to download the Jeevan Pramaan application.
Post Payment Bank
How can pensioners submit their life certificate even through postman? You can request the postman to submit the digital life certificate through the India Post Payment Bank website. In this service the postman will come to your home and submit your life certificate. This doorstep service was launched through Postman in 2020. To avail this service through mobile, pensioners can download the PostInfo app from Google Play Store. Pensioners will have to provide Aadhaar number, mobile number, bank or post office account number and PPO number.
With the signature of the designated officer
The Central Pension Accounting Office has said that if a pensioner does not want to appear before the Pension Disbursing Agency (PDA), he can submit his life certificate. For this, it is necessary for the life certificate of the pensioner to be signed by the designated officer. The CPAO (Central Pension Accounting Office) scheme booklet states that these pensioners are not required to be physically present. A list of all such nominated officers who are eligible to put their signatures on the life certificate has been released.
Jeevan Pramaan Portal
Pensioners can submit their life certificate through Jeevan Pramaan portal. Pensioners will have to download the Jeevan Pramaan app from the portal. Further, the pensioner will have to submit his/her fingerprints using the tools required by UIDAI. OTG cable can be used to connect the fingerprint reader to the smartphone. There is a list of UIDAI-mandated devices on the Jeevan Pramaan website. Download the PC/Mobile application or alternatively visit the nearest Jeevan Pramaan Center to get yourself registered. Android users can download the Jeevan Pramaan app from Play Store.
door step banking
Pensioners who cannot go to the bank to submit the life certificate can avail the doorstep banking service and submit the life certificate. In door step banking, the bank officer visits the pensioner’s home and verifies the proof of survival. Through this service, the work of those people who are unable to go to the bank becomes easier. According to SBI, senior citizens above 70 years of age and people with disabilities including the visually impaired can avail the benefits of doorstep banking. For this service, pensioners are required to have complete KYC. Whereas a valid mobile number must be registered with the account.
The bank charges Rs 70 plus GST for financial and non-financial services including submission of life certificate. However, charges may vary depending on the bank. Some banks offer limited free doorstep banking service for senior citizens.